3. When you go out to shop, pay with your credit card instead of cash. Remember, you will get a credit card bill at the end of the month, so make sure you can afford to pay for it before you charge your card.
4. When the credit card bill arrive, pay it off, this way you won't be charge any late fees.
Below is another way of good credit establishment:
5. Go to your bank and open a savings and checking accounts. The bank will see that you have money and might offer you a credit card base on how much you have in the accounts.
6. You can also get a prepaid credit card. Call you bank and ask to open a charge account, you will then fund the account and spend on how much you put in.
7. You can only spend on what you deposited, once you used it up you have to fund the account again.
Only charge your credit card when you know you can pay it off at the end of every month. Remember do not go over your credit limit because a fee will be charged.